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Deferred Interest Plans

Plan Description
Deferred Interest if Paid in Full within 12 Months**
0% APR for 24 Months with Equal Payments***
0% APR for 36 Months with Equal Payments***
Minimum Purchase Requirement
No Minimum
No Minimum
No Minimum
Monthly Repayment %
3.5%
3.5%
2.8%
Minimum APR
29.99%
0%
0%

How to Apply:

You will be provided a secure QR code with a link to apply either in person or on a video call like Zoom. Applications take about 2 minutes to complete and credit lines are issued. If more credit is needed, it's just a quick call!

Get Started!

Plan Description

Standard Purchase APR

*Standard financing terms apply. Interest will be charged on the unpaid purchase balance at the APR for standard Purchases. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. AVB financing account issued by TD Bank, N.A.

 

Deferred Interest if Paid in Full within X Months

**Deferred Interest if Paid in Full within X Months: Minimum purchase $X. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Prior purchases excluded. Account must be in good standing. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. AVB financing account issued by TD Bank, N.A.

 

0% APR for X Months with Equal Payments

***0% APR for X Months with Equal Payments: Minimum purchase $X. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. AVB financing account issued by TD Bank, N.A.

 

9.99% APR with 60 Monthly Payments

****9.99% APR with 60 Monthly Payments: Minimum purchase $X. 9.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. AVB financing account issued by TD Bank, N.A. All funding issued by TD Bank, N.A. Terms subject to change.

 

To Apply: Applications are completed with a sales representative either online or in store. Call us to setup an appointment.